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Coverage
The State of Illinois requires all full-time students to maintain health insurance that meets the state's standards. In order to meet these standards, coverage must meet the following criteria:
- Minimum of $250,000 in coverage per year
- Annual deductible must not exceed $1000
- Provide coverage for inpatient and outpatient services anywhere in the U.S.
- Provide coverage for inpatient and outpatient mental health services
- Includes coverage for pre-existing conditions
The University has contracted with the Aetna Student Health Plan for the 2008/09 academic year to provide health insurance that meets or exceeds these standards. The cost of the health plan for graduate students is $2,360.00 with a $250 annual deductible.
A complete brochure, regarding the health insurance program, may be found at http://www.aetnastudenthealth.com. Go to "Students". This will direct you to the "Student Connection" page. Click "Find Your School". Enter "Northwestern University" or type "812845" as the policy number. Click on "Search". Northwestern University should appear. Click on "Benefits Details" on the menu at the left side of the page. Click on "2008-2009 brochure".
All students must enroll in this plan or indicate they have equivalent health insurance through another source.
All new entering full-time graduate students must complete the online "Coverage Selection Form" (CSF) through CAESAR. The form is located at www.northwestern.edu/caesar and must be completed no later than October 1, 2008. Students who miss the deadline will automatically be enrolled in the university's health insurance plan. Billing for the university's health insurance plan will take place upon completion of registration.
For returning full-time students, who enrolled in the NU Plan for academic year 2007/2008, your health insurance coverage will automatically roll over into the new plan for 2008/2009. Returning students are not required to complete any forms. But students should take time to thoroughly review the new health insurance plan.
Returning students who wish to opt out of the NU insurance plan must complete the online CFS Form through CAESAR at www.northwestern.edu/caesar. If a student wishes to no longer participate in the plan and discovers that their student account was billed for the NU plan, they should contact the Insurance Office at (847) 491-4134 or (847) 491-2114 to request removal of charges.
Part-time students, who wish to enroll in the NU Plan, must complete a part-time student application form in person at the Insurance Office located at 633 Emerson Street, Evanston, IL. Payments must be made at the time of application submission.
Health insurance premiums may be paid by The Graduate School either partially or in full. Please refer to the "Further Information on health insurance" section of this website to view the "Department Subsidy List 2008/2009". Students currently enrolled in payroll deductions must complete and submit a new authorization form annually since amounts being deducted or payroll status may change.
For more information about the Health Insurance plans
Wendy Weaver, Health Service Administrator from the Office of Risk Management, is available to meet with any student or student group seeking further information about health insurance. You may contact Wendy at 847/491-2113 or w-weaver@northwestern.edu.
Aetna's Customer Service department is also available Monday through Friday from 8:30 to 5:30 ET at 877/480-4161. Detailed Plan information is provided online through Aetna's Student Connection at www.aetnastudenthealth.com.
Last updated: Sep 16 2008 2:54PM
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